Mortgage Options
It's possible to make a house a home.
At PeoplesBank, we want every closing to feel more like an opening. Whether you're purchasing or refinancing, your mortgage is the beginning of a lifetime of memories. When you need a mortgage or a home equity line of credit, we're here to help you reach your goals and start making memories today.
Get pre-approved or apply for a mortgage online using our convenient online application today.
View Mortgage Rates Mortgage Calculators
Fixed Rate Mortgage
Lock in today's low interest rates - your monthly payment will never change.
Choose from a variety of fixed rate terms.
Apply OnlineAdjustable Rate Mortgage
Interest rates and monthly payments are locked in for a specified initial period - and may vary thereafter. Maximum rate adjustment of 2% per review; 6% over life of loan.
Choose from a variety of terms.
Apply OnlineFirst Time Home Buyer
Looking to purchase your first home?
Our First Time Home Buyer (FTHB) programs are designed to help make your home ownership goals possible.
Jumbo Loan
Jumbo Mortgages are available for loans above $647,200. We offer fixed or variable rate options. Contact a PeoplesBank Mortgage Loan Officer for more information.
Apply OnlineConstruction Loan
Choose a fixed rate loan with one closing. Finance up to 80% of the construction cost or appraised value (whichever is less) of your new home, and you'll make interest-only payments during construction. Your mortgage may include up to 80% of the land cost.
Apply OnlineNon-Owner Occupied Property
Looking for an investment opportunity? Explore one of our fixed or variable rate loan options, with a minimum of 20% down, for your 1 to 4 family investment property.
Apply OnlineVeterans & Community Heroes Program
To reward Veterans and those who serve the community, we have developed a special opportunity to help purchase the home of your dreams. As little as 3% down payment!
Contact a PeoplesBank Mortgage Loan Officer for more information or to apply.
Learn MoreProfessionals Mortgage Program
We know you’ve worked hard to reach your professional goals. Now it’s time to let PeoplesBank work hard for you when it comes to home financing.
Program Features
- 100% financing for loan amounts up to $1,000,000
- No Private Mortgage Insurance (PMI) required
- Loan amounts up to $2,000,000
- Fixed and Adjustable-Rate Options
Who is eligible?
- Physicians including MDs, PAs, DOs, Medical Residents & Medical Fellows
- CRNAs
- Dentists including DDS, DMD, OMFS
- Pharmacists (Pharma D designation)
- Podiatrists
- Ophthalmologists
- Chiropractors with DC designation
- Tenured and tenure track professors
- Attorneys
- CPAs
Contact a PeoplesBank Mortgage Loan Officer for more information or to apply.
Additional Services
Strengthen your offer and have peace-of-mind with a free pre-approval letter from PeoplesBank.
- Know how much house you can afford – no surprises
- Sellers prefer an approved buyer – separate your offer with a pre-approval letter
- Not all pre-approvals are equal – start with the trusted source
Mortgage Loan Officers
Our Mortgage Loan Officers are dedicated to helping you find the right mortgage on your own terms.
Choose your town or city from the search box below to connect with a Mortgage Loan Officer today.
Please call413.538.9500for information regarding this location.
Apply Online from Any Device
The convenience of our online application gives you the flexibility to apply or get pre-approved any time of the day or night! Apply or get pre-approved today using your computer or mobile device.
Apply Now